Can You Buy a Home with Student Loan Debt? Many home buyers worry their monthly student loan payments will hurt their credit score, inflate their debt-to-income ratio, or make it impossible to qualify for mortgage loans. The pressure of balancing student debt, saving for a down payment, and preparing for long-term financial responsibilities causes many …
Should You Fix Up Your House or Sell It As Is? Selling your home often comes with a tough decision: should you invest in repairs and home remodeling projects, or move forward with an as-is home sale? Many homeowners worry about the cost of cosmetic repairs, kitchen renovation work, or a bathroom remodel that may …
What Are the Best Strategies for Bidding on Homes? Bidding on a home can be challenging, especially in competitive markets. Buyers often struggle with how much to bid to stand out and which strategies will secure their dream home. Success requires preparation, understanding local market values, and crafting appealing terms within your budget, especially in …
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What is Down Payment Assistance? Buying a home is one of the biggest financial decisions most people will ever make, and saving for upfront costs can be challenging, especially for first-time homebuyers, young families, and those managing student loan debt. Fortunately, Justin Johnson Realty can guide you through mortgage loan programs, fixed-rate loans, interest rates, …
What Is Earnest Money? Buying a home is a significant financial decision that involves steps to protect both the buyer and seller. One key step is providing earnest money, a deposit showing you are serious about purchasing a property. This “good faith” payment reassures the seller, helps your offer stand out in competitive markets with …
How to Bid on a House with Multiple Offers Buying a home is exciting — but when you find the perfect property, only to learn there are multiple offers, it can feel intimidating. In a seller’s market, where housing inventory is low and housing demand is high, bidding wars are common. Still, competing doesn’t have …
What to Look for at Open Houses Attending open houses can be exciting, but it’s also easy to get distracted by fresh paint, new appliances, or well-staged furniture. At Justin Johnson Realty, we believe the real value of an open house lies in the opportunity to look beyond first impressions and assess the property’s actual …
How to Price Your Home in a Small Town Pricing a property is one of the trickiest decisions when selling a home. Set it too high, and buyers may stay away; too low, and you could leave money on the table. Every home and market is different, so understanding local trends and comparable sales is …
What’s The First Step I Should Take When Buying a Home? Buying a home is one of life’s biggest milestones. It’s exciting, but it can also feel overwhelming if you’re unsure where to begin. Many first-time home buyers think about house hunting right away, but the process begins before you step inside a property. Taking …
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What Upgrades Add the Most Value Before Selling a House? Selling a home can be both exciting and stressful. Every homeowner wants the best possible price, but the real estate market can be unpredictable. Strategic upgrades are one of the most effective ways to boost value before listing. However, not all renovations are equal; some …
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